个人消费贷款利率 银行个人消费贷款利率普遍上浮 最高涨幅达50%

在整体信贷规模紧张的背景下，银行似乎在通过提高贷款价格来弥补贷款规模下降造成的利息损失。记者昨天从北京几家银行了解到，用于购车和装修的个人消费贷款利率普遍高于基准利率。一般来说，个人消费质押贷款利率在基准利率基础上上浮10%-25%，个人信用消费贷款在基准利率基础上的最高涨幅达到50%。

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